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AIG EGYPT INSURANCE COMPANY S.A.E POLICY GENERAL TERMS& CONDITIONS

Section-A

AIG Egypt Insurance Company S.A.E.(We Our or Us) will provide the insurance described in this Policy and any endorsements for the Insured Period as defined in this Policy , to the Insured Persons whose names are attached with the Policy Schedule ,which shall be the basis of this policy and are deemed to be incorporated here in return for the payment of the required premium when due and compliance with all applicable provisions of this Policy.

The insurance provided under this Policy is only with respect to such and so many of the benefits as are indicated by a specific amount set opposite in the Policy Schedule.

This Policy will only be in force if the Policy Schedule is signed by a  person(s) we have authorized.

Section-B
BENEFITTS/COVERGES
ACCIDENTAL DEATH

We will be the sum insured shown in the policy schedule if injury to you occurred during your insured trip in Egypt while this policy is in effect results in loss of your life . the loss must occur within 180 days from the date of the accident which caused  the injury.

PERMANENT TOTAL DISABILITY
We will pay the Sum Insured shown in  Policy Schedule-less any other amount paid or payable under the "Accidental Death"  portion of this Policy as the result of the same Accident –when as the result of Accidental Injury occurred during Your Insured Trip in Egypt You suffer a Permanent Total Disability and provided that such disability has been medically confirmed to be continued for a period of 12 consecutive months and is total, continuous and Permanent.
The Disability is considered to be Total and Permanent in the following cases:
Loss of sight in both eyes , loss of both legs or feet, loss of one arm and one foot , loss of one hand and one foot, loss of both arms or hands , loss of one arm and one leg , loss of one hand and one leg.

Loss with regard to:

Legs, feet, arms, hands means both actual complete severance &loss of use.

Eye means entire and irrecoverable loss of sight.